How To Style Charm Necklaces + Where To Find Them

Charm necklaces have made a stylish return, allowing wearers to tell their own unique stories through carefully selected charms. They’re not just jewelry—they’re a form of self-expression. Whether you’re drawn to elegant pieces, quirky designs, or something entirely custom, charm necklaces can be adapted to any style. Here’s a breakdown of some must-have charm necklaces and styling tips to help you create your perfect look. —Ashley Harris

Pandora ME Small-Link Chain Necklace ($340)

This Pandora necklace offers the perfect foundation for your charm collection. Its sleek, customizable design allows you to add, remove, or switch up charms to fit your mood or outfit. With a subtle yet versatile small-link chain, it pairs effortlessly with everything from casual daywear to a chic evening look.

Keep your look fresh by layering this necklace with other dainty pieces. A longer chain paired with the Pandora ME Small-Link Chain will add dimension to your outfit. Opt for simple outfits, like a white button-up or a black dress, to let the necklace be the focal point.

Blue Engravable Mini Medallion Charm ($65)

This charm is a perfect blend of personalization and colour. The beautiful blue hue of the medallion pops against gold or silver, and its engravable surface allows for extra customization, whether that’s your initials, a meaningful date, or a short message.

Wear this charm solo for a minimalist statement, or pair it with other charms for a layered, eclectic look. It works best when placed in the center of your necklace to balance the design.

Pandora ME Shark Tooth Mini Dangle Charm ($60)

For those looking for something a little more adventurous, the Shark Tooth Mini Dangle brings a cool, edgy vibe. The design reflects power and resilience, making it a great addition to a charm necklace that stands out from the crowd.

Go for a beachy or boho look by layering this charm with others in natural materials like leather or beaded bracelets. Wearing this with a flowy dress or a casual tank top will enhance its free-spirited feel.

Pandora ME Snake Pearlescent Mini Dangle Charm

With its sleek pearlescent finish, the Snake charm adds a bit of mystery and elegance. Its minimalist design blends well with both casual and formal looks, making it a versatile piece in your charm collection.

To balance the sophistication of this charm, pair it with a button-up blouse or a tailored blazer. For a more eclectic look, combine it with more whimsical charms like the Shark Tooth for an unexpected contrast.

Melanie Auld Puffed Letter Pendant Charms ($55)

For a personal touch, these initial charms from Melanie Auld are the way to go. Their puffed, polished finish adds texture and shine to your necklace, and their simplicity allows you to wear them alone or stacked with other charms.

Use your initials, or mix and match the initials of loved ones. To keep the look cohesive, stick to a uniform metal finish throughout your charm selection—gold with gold or silver with silver—so your letters remain the star of the show.

Coach Bug Charm Necklace ($210)

The Bug Charm Necklace from Coach is an entire statement piece in itself. With intricate bug designs, it adds whimsy and intrigue, while the layered chains bring extra depth. This pre-styled charm necklace makes accessorizing effortless.

Let the necklace take center stage by pairing it with understated clothing. Simple tops or dresses in neutral tones—like beige, white, or black—will allow the details of the bug charms to shine.

Shayelily Charmed Collection

Find your unique piece in the Shayelily Charmed Collection. This Vancouver-based brand offers stunning customizable necklaces with adorable charms. The jewelry pieces are made from freshwater pearls, glass-blown beads, and ceramic beads. All pieces are original and not one piece will be exactly the same!

General Styling Tips for Charm Necklaces

Layering:

Charm necklaces look great layered with other chains. Play around with different lengths and textures for a more dynamic look.

Mix Metals:

If you’re feeling bold, don’t shy away from mixing metals. Combine gold and silver for a modern, eclectic feel.

Balanced Charm Placement:

When adding multiple charms, try balancing them across the necklace to avoid it feeling lopsided. Heavier charms like the Shark Tooth or Snake Pearlescent Mini Dangle should be balanced with smaller or lighter pieces.

Match with Outfits:

Pair your charm necklace with simpler outfits to make sure the jewelry stands out. Neutral clothing or solid colours make your charms the focal point.